Send HKD to Singapore — Compare 10 Providers

Sending $1,000 HKD. Rates updated 3h ago from live APIs — never estimated.

Provider	Type	Recipient Gets	All-In Fee	Speed
✦ Independent Reserve	Crypto	164.39 SGD	0.39%	~5 seconds
Wise	Traditional	163.88 SGD	0.69%	1-2 business days
Instarem	Traditional	163.72 SGD	0.79%	Unknown
Hang Seng	Traditional	162.72 SGD	1.40%	Unknown
HSBC HK	Traditional	162.1 SGD	1.77%	Unknown
China Construction Bank HK	Traditional	161.96 SGD	1.86%	Unknown
OCBC Wing Hang Bank	Traditional	161.71 SGD	2.01%	Unknown
OFX	Traditional	160.57 SGD	2.70%	Unknown
Bank of East Asia	Traditional	159.36 SGD	3.43%	Unknown
PayPal	Traditional	157.33 SGD	4.66%	Unknown

Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Compare live rates