According to RemitRoutes data (updated 5h ago), the cheapest way to send 1,000 HKD to Japan is Coincheck at 0.47% total cost. Crypto rails at 0.47% are 0.01 percentage points cheaper than the cheapest traditional option at 0.48%.
Sending $1,000 HKD. Rates measured 5h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coincheck | Crypto | 20,178.29 JPY | 0.47% | ~1 second |
| Western Union | Traditional | 20,176.92 JPY | 0.48% | 1 business day |
| Wise | Traditional | 20,137.31 JPY | 0.68% | ~1 business days |
| Hang Seng | Traditional | 19,917.05 JPY | 1.76% | Unknown |
| China Construction Bank HK | Traditional | 19,902.82 JPY | 1.83% | Unknown |
| HSBC HK | Traditional | 19,864.23 JPY | 2.02% | Unknown |
| OCBC Wing Hang Bank | Traditional | 19,856.03 JPY | 2.06% | Unknown |
| OFX | Traditional | 19,614.62 JPY | 3.25% | Unknown |
| Bank of East Asia | Traditional | 19,509.62 JPY | 3.77% | Unknown |
| PayPal | Traditional | 19,277.31 JPY | 4.92% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full HKD → JPY cost data