According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 HKD to Japan is Coincheck at 0.17% total cost. Crypto rails at 0.17% are 0.33 percentage points cheaper than the cheapest traditional option at 0.50%.
Sending $1,000 HKD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coincheck | Crypto | 20,133.47 JPY | 0.17% | ~1 second |
| Western Union | Traditional | 20,067.95 JPY | 0.50% | 1 business day |
| Wise | Traditional | 19,852.56 JPY | 1.57% | ~3 business days |
| Hang Seng | Traditional | 19,162.82 JPY | 4.99% | Unknown |
| HSBC HK | Traditional | 19,051.28 JPY | 5.54% | Unknown |
| OFX | Traditional | 18,908.33 JPY | 6.25% | Unknown |
| PayPal | Traditional | 18,806.41 JPY | 6.75% | Unknown |
| China Construction Bank HK | Traditional | 18,755.77 JPY | 7.00% | Unknown |
| OCBC Wing Hang Bank | Traditional | 18,558.97 JPY | 7.98% | Unknown |
| Bank of East Asia | Traditional | 17,107.69 JPY | 15.18% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full HKD → JPY cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026