According to RemitRoutes data, sending HKD to Japan (JPY) currently costs as little as 0.29% via crypto/stablecoin rails versus 0.75% via the cheapest traditional provider — crypto saves 0.46 percentage points. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.29% |
| Wise | Traditional | 0.75% |
| Hang Seng | Traditional | 1.81% |
| OCBC Wing Hang Bank | Traditional | 1.85% |
| China Construction Bank HK | Traditional | 1.98% |
| HSBC HK | Traditional | 2.30% |
| OFX | Traditional | 3.23% |
| Bank of East Asia | Traditional | 4.09% |
| PayPal | Traditional | 4.81% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.