According to RemitRoutes data, sending HKD to Japan (JPY) currently costs as little as 0.17% via crypto/stablecoin rails versus 0.50% via the cheapest traditional provider — crypto saves 0.33 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.17% |
| Western Union | Traditional | 0.50% |
| Wise | Traditional | 1.57% |
| Hang Seng | Traditional | 4.99% |
| HSBC HK | Traditional | 5.54% |
| OFX | Traditional | 6.25% |
| PayPal | Traditional | 6.75% |
| China Construction Bank HK | Traditional | 7.00% |
| OCBC Wing Hang Bank | Traditional | 7.98% |
| Bank of East Asia | Traditional | 15.18% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.