According to RemitRoutes data, sending HKD to Japan (JPY) currently costs as little as 0.36% via crypto/stablecoin rails versus 0.59% via the cheapest traditional provider — crypto saves 0.23 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.36% |
| bitFlyer | Crypto | 0.46% |
| Wise | Traditional | 0.59% |
| Hang Seng | Traditional | 1.45% |
| HSBC HK | Traditional | 1.60% |
| OCBC Wing Hang Bank | Traditional | 1.70% |
| China Construction Bank HK | Traditional | 1.71% |
| OFX | Traditional | 2.61% |
| Bank of East Asia | Traditional | 3.51% |
| PayPal | Traditional | 4.63% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.