According to RemitRoutes data (updated 4h ago), the cheapest way to send 1,000 CAD to Japan is Coincheck at 0.32% total cost. Crypto rails at 0.32% are 0.43 percentage points cheaper than the cheapest traditional option at 0.75%.
Sending $1,000 CAD. Rates measured 4h ago from live APIs · refreshed every 6 hours — never estimated.
| Provider | Type | Recipient Gets | All-In Fee | Speed |
|---|---|---|---|---|
| ✦ Coincheck | Crypto | 110,700.44 JPY | 0.32% | ~1 second |
| Wise | Traditional | 110,217.14 JPY | 0.75% | ~5 business days |
| Remitly | Traditional | 108,415.71 JPY | 2.37% | Unknown |
| Western Union | Traditional | 108,184.29 JPY | 2.58% | 1 business day |
| BMO | Traditional | 108,004.29 JPY | 2.74% | Unknown |
| Royal Bank of Canada | Traditional | 107,956.43 JPY | 2.79% | Unknown |
| OFX | Traditional | 107,112.14 JPY | 3.55% | Unknown |
| TD Bank | Traditional | 107,032.14 JPY | 3.62% | Unknown |
| Xoom | Traditional | 106,460 JPY | 4.13% | Unknown |
| PayPal | Traditional | 105,499.29 JPY | 5.00% | Unknown |
Updated every 6 hours from real APIs (Wise, CCXT, CoinGecko). No data is estimated or hardcoded. See methodology · Full CAD → JPY cost data
In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.
→ Cross-Border Cost Index — Q3 2026