According to RemitRoutes data, sending CAD to Japan (JPY) currently costs as little as 0.36% via crypto/stablecoin rails versus 0.83% via the cheapest traditional provider — crypto saves 0.47 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.36% |
| Wise | Traditional | 0.83% |
| BNC | Traditional | 2.80% |
| Remitly | Traditional | 2.84% |
| BMO | Traditional | 3.09% |
| OFX | Traditional | 3.49% |
| TD Bank | Traditional | 3.73% |
| Western Union | Traditional | 4.02% |
| Xoom | Traditional | 4.38% |
| PayPal | Traditional | 4.81% |
Updated July 11, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.