According to RemitRoutes data, sending CAD to Japan (JPY) currently costs as little as 0.32% via crypto/stablecoin rails versus 0.75% via the cheapest traditional provider — crypto saves 0.43 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.32% |
| Wise | Traditional | 0.75% |
| Remitly | Traditional | 2.37% |
| Western Union | Traditional | 2.58% |
| BMO | Traditional | 2.74% |
| Royal Bank of Canada | Traditional | 2.79% |
| OFX | Traditional | 3.55% |
| TD Bank | Traditional | 3.62% |
| Xoom | Traditional | 4.13% |
| PayPal | Traditional | 5.00% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.