According to RemitRoutes data, sending CAD to Japan (JPY) currently costs as little as 0.61% via crypto/stablecoin rails versus 0.78% via the cheapest traditional provider — crypto saves 0.17 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.61% |
| Wise | Traditional | 0.78% |
| Western Union | Traditional | 2.58% |
| BNC | Traditional | 2.72% |
| Royal Bank of Canada | Traditional | 2.73% |
| Remitly | Traditional | 2.80% |
| BMO | Traditional | 3.06% |
| OFX | Traditional | 3.52% |
| TD Bank | Traditional | 3.70% |
| Xoom | Traditional | 4.30% |
| PayPal | Traditional | 4.96% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.