According to RemitRoutes data, sending CAD to Japan (JPY) currently costs as little as 0.50% via crypto/stablecoin rails versus 0.76% via the cheapest traditional provider — crypto saves 0.26 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.50% |
| bitFlyer | Crypto | 0.60% |
| Wise | Traditional | 0.76% |
| Royal Bank of Canada | Traditional | 2.70% |
| BNC | Traditional | 2.76% |
| Remitly | Traditional | 2.81% |
| BMO | Traditional | 2.98% |
| OFX | Traditional | 3.01% |
| TD Bank | Traditional | 3.69% |
| Western Union | Traditional | 3.99% |
| Xoom | Traditional | 4.16% |
| PayPal | Traditional | 4.66% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.