Send Money to Nepal: All Transfer Options Compared

Nepal received about $9.3 billion in remittances in fiscal year 2022/23, according to Nepal Rastra Bank, making it one of the world's most remittance-dependent economies. No crypto off-ramp currently serves NPR on RemitRoutes; Western Union, Instarem, WorldRemit, Remitly, Wise, and Xoom are the available providers.

How to send money to Nepal

  1. Choose your send currency — AED and SAR are the largest corridors for Nepal — Gulf states host over a million Nepali workers. USD and GBP are also supported on RemitRoutes.
  2. Compare providers on RemitRoutes — Nepal has six traditional providers. Enter your amount and send currency to compare all-in costs — the difference between providers can be significant on this corridor.
  3. Pick your delivery method — Wise and Instarem deposit to Nepali bank accounts (Nepal Investment Bank, Nabil Bank, Everest Bank). Western Union and WorldRemit also offer cash pickup at agent locations across Nepal, which is useful for recipients in areas without full bank access.
  4. Enter recipient details — For bank deposit you need the recipient's bank name and account number. For cash pickup, the recipient needs a valid government ID to collect in person.
  5. Pay and track your transfer — Wise and Instarem take 1–3 business days for bank deposit. Cash pickup via Western Union or WorldRemit can be available within hours once processed.

Compare Nepal transfer corridors

Compare all providers → · Corridor cost league table · Methodology

Frequently asked questions

What is the cheapest way to send money to Nepal?

RemitRoutes compares Western Union, Instarem, WorldRemit, Remitly, Wise, and Xoom in real time for NPR. No crypto off-ramp currently serves Nepal on RemitRoutes, so comparing the traditional providers is the key step.

How long does a transfer to Nepal take?

Wise and Instarem take 1–3 business days for bank deposit. Western Union cash pickup can be available within hours once processed.

Why are remittances so important to Nepal?

Remittances make up more than a fifth of Nepal's GDP, according to Nepal Rastra Bank, one of the highest ratios in the world. This reflects the large number of Nepali workers in Gulf states, Malaysia, and other countries who send earnings home.

Can I send from AED or SAR to Nepal?

Yes. AED (UAE) and SAR (Saudi Arabia) are major send currencies for the Nepal corridor. RemitRoutes supports both, alongside USD and GBP.

Is cash pickup available in rural Nepal?

Yes. Western Union has an agent network covering towns and district centres across Nepal. Cash pickup is a practical option for recipients without easy access to bank branches.

Compare live rates across 370+ corridors on RemitRoutes · methodology.