RemitRoutes Data Studies

Citable, CC-licensed research built from our measured rate database. Every figure comes from the same live scraping pipeline that powers the comparison tool.

Quarterly Index · Q3 2026

Cross-Border Cost Index — Q3 2026

All-in measured cost of crypto and stablecoin rails versus traditional providers across 462 comparable corridors, July–September 2026.

In Q3 2026, crypto rails delivered 1.18% above mid-market on average versus 1.76% all-in for traditional providers across 462 corridors — crypto was cheaper at or below mid-market in 41.8% of corridors and delivered above mid-market via P2P premium routes in a further 56.1%.

Provider Analysis · 2026-09-20 – 2026-10-01

FX Markup League Table

Which traditional remittance providers hide the most cost in the exchange rate versus the mid-market, ranked across 255 measured corridors.

Across 255 corridors, first-hand FX markups ranged from 1.18% (State Bank of India) to 2.94% (HDFC Bank) above mid-market.

Market Microstructure · 2026-06-19 – 2026-10-01

The Weekend Rate Gap

Is sending money on the weekend more expensive? Measured weekend vs weekday all-in cost across 105 days of RemitRoutes corridor aggregates.

Weekend transfers cost about the same as weekday transfers: over 15 weeks, traditional providers' weekend premium averaged 4 bps and its direction was not consistent (same sign in 73.3% of weeks; sign-test p=0.1185).

Business Payments · 2026-09-25 – 2026-10-01

Global Contractor Payout Costs

The true all-in cost of paying remote contractors in 30 countries, measured from USD, EUR, and GBP, across crypto and traditional rails.

Paying a $1,000 contractor costs a median 1.16% all-in with the typical provider across 30 countries; the cheapest at-or-below-mid-market option averages 0.51%.

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