According to RemitRoutes data (week of 2026-10-05), crypto and stablecoin rails average -1.22% of the transfer amount in total cost across 462 corridors, versus 2.05% for traditional banks and fintechs across 408 corridors. Median total cost is -0.16% (crypto) versus 2.16% (traditional).
This is the only live, measured index of crypto-versus-traditional remittance cost — recomputed every 6 hours from real provider quotes, not modelled or surveyed. Explore the full corridor league table.
Updated October 10, 2026 · refreshed every 6 hours. Total cost = transfer fee + FX markup. Methodology.
We measure total cost at $200, $1,000, and $5,000 send amounts and find the approximate send size where the cheapest crypto path and the cheapest traditional path cross over.
| Corridor | Cheapest crypto | Cheapest traditional | Verdict |
|---|---|---|---|
| MYR → MYR Malaysia | Hata | Western Union | Crypto cheaper at all measured sizes ($200-$5,000) |
| HKD → BRL Brazil | OKX | Western Union | Traditional cheaper at all measured sizes ($200-$5,000) |
| AUD → EUR Germany | Kraken | HSBC Australia | Traditional cheaper at all measured sizes ($200-$5,000) |
| AED → MXN Mexico | Binance P2P | Remitly | Traditional cheaper at all measured sizes ($200-$5,000) |
| MYR → INR India | CoinDCX | Hong Leong | Crypto cheaper at all measured sizes ($200-$5,000) |
| CAD → PLN Poland | OKX P2P | BMO | Crypto cheaper at all measured sizes ($200-$5,000) |
| NOK → COP Colombia | Binance P2P | Western Union | Traditional cheaper at all measured sizes ($200-$5,000) |
| DKK → EUR France | Kraken | Western Union | Traditional cheaper at all measured sizes ($200-$5,000) |
| DKK → MXN Mexico | Binance P2P | Western Union | Traditional cheaper at all measured sizes ($200-$5,000) |
| JPY → KRW South Korea | Bithumb | Instarem | Crypto cheaper at all measured sizes ($200-$5,000) |
Total cost % is measured at three sized send amounts ($200, $1,000, $5,000) using each provider's own depth-aware quote where available (order-book VWAP), else a flat fee %. The crossover send amount is LINEARLY INTERPOLATED between the two nearest measured points where the cheaper rail switches — it is an estimate of where the lines cross, not a directly measured data point. Corridors are excluded if we lack both a crypto and a traditional quote.