According to RemitRoutes data, sending USD to South Africa (ZAR) currently costs as little as -0.86% via crypto/stablecoin rails versus 0.81% via the cheapest traditional provider — crypto saves 1.67 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno ZAR | Crypto | -0.86% |
| VALR | Crypto | -0.17% |
| WorldRemit | Traditional | 0.81% |
| Remitly | Traditional | 1.11% |
| Wise | Traditional | 1.71% |
| Xoom | Traditional | 3.01% |
| OFX | Traditional | 3.04% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.