According to RemitRoutes data, sending USD to Kenya (KES) currently costs as little as -1.27% via crypto/stablecoin rails versus 0.80% via the cheapest traditional provider — crypto saves 2.07 percentage points. 4 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -1.27% |
| Instarem | Traditional | 0.80% |
| Remitly | Traditional | 1.48% |
| Wise | Traditional | 1.88% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.