According to RemitRoutes data, sending USD to Kenya (KES) currently costs as little as -4.00% via crypto/stablecoin rails versus 0.79% via the cheapest traditional provider — crypto saves 4.79 percentage points. 6 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -4.00% |
| Instarem | Traditional | 0.79% |
| Remitly | Traditional | 1.40% |
| Wise | Traditional | 1.79% |
| Western Union | Traditional | 1.98% |
| Xoom | Traditional | 5.33% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.