According to RemitRoutes data, sending USD to Japan (JPY) currently costs as little as 0.17% via crypto/stablecoin rails versus 1.22% via the cheapest traditional provider — crypto saves 1.05 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.17% |
| Wise | Traditional | 1.22% |
| Bank of America | Traditional | 2.90% |
| OFX | Traditional | 3.15% |
| Remitly | Traditional | 3.16% |
| Wells Fargo | Traditional | 3.44% |
| Xoom | Traditional | 4.28% |
| PayPal | Traditional | 4.79% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.