According to RemitRoutes data, sending USD to Japan (JPY) currently costs as little as 0.23% via crypto/stablecoin rails versus 1.07% via the cheapest traditional provider — crypto saves 0.84 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.23% |
| Wise | Traditional | 1.07% |
| OFX | Traditional | 2.53% |
| Bank of America | Traditional | 2.77% |
| Remitly | Traditional | 3.01% |
| Wells Fargo | Traditional | 3.03% |
| Xoom | Traditional | 4.08% |
| PayPal | Traditional | 4.64% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.