According to RemitRoutes data, sending USD to Japan (JPY) currently costs as little as 0.41% via crypto/stablecoin rails versus 1.34% via the cheapest traditional provider — crypto saves 0.93 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.41% |
| Wise | Traditional | 1.34% |
| Western Union | Traditional | 1.97% |
| OFX | Traditional | 2.73% |
| Remitly | Traditional | 3.22% |
| Wells Fargo | Traditional | 3.28% |
| Xoom | Traditional | 4.19% |
| PayPal | Traditional | 4.59% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.