According to RemitRoutes data, sending USD to Europe (EUR) currently costs as little as -0.14% via crypto/stablecoin rails versus 0.55% via the cheapest traditional provider — crypto saves 0.69 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | -0.14% |
| Remitly | Traditional | 0.55% |
| Instarem | Traditional | 0.63% |
| Wise | Traditional | 0.93% |
| Moneygram | Traditional | 1.24% |
| Bank of America | Traditional | 2.77% |
| OFX | Traditional | 2.98% |
| Wells Fargo | Traditional | 3.10% |
| Chase (US) | Traditional | 3.45% |
| Xoom | Traditional | 3.51% |
| PayPal | Traditional | 4.81% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.