According to RemitRoutes data, sending USD to Europe (EUR) currently costs as little as -0.09% via crypto/stablecoin rails versus 0.29% via the cheapest traditional provider — crypto saves 0.38 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | -0.09% |
| Remitly | Traditional | 0.29% |
| Instarem | Traditional | 0.67% |
| Wise | Traditional | 0.95% |
| Western Union | Traditional | 1.48% |
| OFX | Traditional | 3.01% |
| Wells Fargo | Traditional | 3.03% |
| Chase (US) | Traditional | 3.37% |
| Xoom | Traditional | 3.53% |
| PayPal | Traditional | 4.80% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.