According to RemitRoutes data, sending SGD to South Africa (ZAR) currently costs as little as -0.40% via crypto/stablecoin rails versus 0.84% via the cheapest traditional provider — crypto saves 1.24 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno ZAR | Crypto | -0.40% |
| VALR | Crypto | 0.09% |
| Wise | Traditional | 0.84% |
| Citibank Singapore | Traditional | 3.11% |
| OFX | Traditional | 3.36% |
| Remitly | Traditional | 3.50% |
| OCBC | Traditional | 5.49% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.