According to RemitRoutes data, sending SGD to Kenya (KES) currently costs as little as -3.72% via crypto/stablecoin rails versus 0.30% via the cheapest traditional provider — crypto saves 4.02 percentage points. 5 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -3.72% |
| Western Union | Traditional | 0.30% |
| Wise | Traditional | 0.85% |
| Instarem | Traditional | 1.62% |
| Remitly | Traditional | 1.93% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.