According to RemitRoutes data, sending JPY to South Africa (ZAR) currently costs as little as -0.18% via crypto/stablecoin rails versus 0.87% via the cheapest traditional provider — crypto saves 1.05 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| VALR | Crypto | -0.18% |
| Western Union | Traditional | 0.87% |
| WorldRemit | Traditional | 1.76% |
| Wise | Traditional | 2.88% |
| PRESTIA | Traditional | 19.29% |
| SMBC | Traditional | 19.75% |
| MUFG Bank | Traditional | 30.04% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.