According to RemitRoutes data, sending JPY to South Africa (ZAR) currently costs as little as 0.03% via crypto/stablecoin rails versus 1.23% via the cheapest traditional provider — crypto saves 1.20 percentage points. 8 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| VALR | Crypto | 0.03% |
| Remitly | Traditional | 1.23% |
| Wise | Traditional | 1.65% |
| WorldRemit | Traditional | 2.00% |
| PRESTIA | Traditional | 7.37% |
| Rakuten | Traditional | 10.78% |
| SMBC | Traditional | 11.59% |
| MUFG Bank | Traditional | 16.86% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.