According to RemitRoutes data, sending JPY to Singapore (SGD) currently costs as little as 63.17% via crypto/stablecoin rails versus -0.11% via the cheapest traditional provider. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Instarem | Traditional | -0.11% |
| Remitly | Traditional | 0.39% |
| Western Union | Traditional | 1.13% |
| Wise | Traditional | 1.50% |
| PayPal | Traditional | 4.22% |
| SMBC | Traditional | 11.63% |
| PRESTIA | Traditional | 16.33% |
| MUFG Bank | Traditional | 19.42% |
| Independent Reserve | Crypto | 63.17% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.