According to RemitRoutes data, sending JPY to Singapore (SGD) currently costs as little as 64.31% via crypto/stablecoin rails versus -0.19% via the cheapest traditional provider. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Instarem | Traditional | -0.19% |
| Remitly | Traditional | 0.44% |
| Wise | Traditional | 0.81% |
| Western Union | Traditional | 1.06% |
| Rakuten | Traditional | 1.69% |
| SMBC | Traditional | 2.94% |
| PRESTIA | Traditional | 3.94% |
| PayPal | Traditional | 4.19% |
| MUFG Bank | Traditional | 4.44% |
| Independent Reserve | Crypto | 64.31% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.