According to RemitRoutes data, sending JPY to Indonesia (IDR) currently costs as little as 0.66% via crypto/stablecoin rails versus 0.30% via the cheapest traditional provider. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Western Union | Traditional | 0.30% |
| Instarem | Traditional | 0.62% |
| Indodax | Crypto | 0.66% |
| Wise | Traditional | 1.42% |
| WorldRemit | Traditional | 2.40% |
| SBI Remit | Traditional | 2.82% |
| SMBC | Traditional | 21.35% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.