According to RemitRoutes data, sending JPY to Europe (EUR) currently costs as little as 0.03% via crypto/stablecoin rails versus 0.21% via the cheapest traditional provider — crypto saves 0.18 percentage points. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.03% |
| Instarem | Traditional | 0.21% |
| Remitly | Traditional | 0.58% |
| Wise | Traditional | 0.76% |
| Rakuten | Traditional | 1.87% |
| SMBC | Traditional | 2.80% |
| PRESTIA | Traditional | 3.54% |
| MUFG Bank | Traditional | 4.46% |
| PayPal | Traditional | 4.46% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.