According to RemitRoutes data, sending JPY to Europe (EUR) currently costs as little as 0.47% via crypto/stablecoin rails versus -0.27% via the cheapest traditional provider. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Instarem | Traditional | -0.27% |
| Kraken | Crypto | 0.47% |
| Remitly | Traditional | 0.66% |
| Wise | Traditional | 0.84% |
| Western Union | Traditional | 1.21% |
| Rakuten | Traditional | 1.77% |
| SMBC | Traditional | 3.07% |
| PRESTIA | Traditional | 3.63% |
| PayPal | Traditional | 4.18% |
| MUFG Bank | Traditional | 4.56% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.