According to RemitRoutes data, sending JPY to Europe (EUR) currently costs as little as 0.14% via crypto/stablecoin rails versus 0.67% via the cheapest traditional provider — crypto saves 0.53 percentage points. 9 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Kraken | Crypto | 0.14% |
| Instarem | Traditional | 0.67% |
| Remitly | Traditional | 1.03% |
| Western Union | Traditional | 1.20% |
| Wise | Traditional | 1.20% |
| PayPal | Traditional | 4.22% |
| SMBC | Traditional | 11.67% |
| PRESTIA | Traditional | 16.10% |
| MUFG Bank | Traditional | 19.47% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.