According to RemitRoutes data, sending HKD to Philippines (PHP) currently costs as little as 0.19% via crypto/stablecoin rails versus 0.88% via the cheapest traditional provider — crypto saves 0.69 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.19% |
| Coins.ph | Crypto | 0.32% |
| Instarem | Traditional | 0.88% |
| Wise | Traditional | 0.89% |
| HSBC HK | Traditional | 2.99% |
| PayPal | Traditional | 4.69% |
| OFX | Traditional | 4.89% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.