According to RemitRoutes data, sending HKD to Philippines (PHP) currently costs as little as 0.27% via crypto/stablecoin rails versus 0.59% via the cheapest traditional provider — crypto saves 0.32 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coins.ph | Crypto | 0.27% |
| Western Union | Traditional | 0.59% |
| Wise | Traditional | 0.71% |
| Instarem | Traditional | 0.88% |
| HSBC HK | Traditional | 2.79% |
| PayPal | Traditional | 4.71% |
| OFX | Traditional | 4.96% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.