According to RemitRoutes data, sending HKD to Nigeria (NGN) currently costs as little as -1.79% via crypto/stablecoin rails versus -1.46% via the cheapest traditional provider — crypto saves 0.33 percentage points. 4 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -1.79% |
| Western Union | Traditional | -1.46% |
| Wise | Traditional | -0.89% |
| Instarem | Traditional | 0.76% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.