According to RemitRoutes data, sending HKD to Kenya (KES) currently costs as little as -0.13% via crypto/stablecoin rails versus 0.78% via the cheapest traditional provider — crypto saves 0.91 percentage points. 3 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -0.13% |
| Instarem | Traditional | 0.78% |
| Wise | Traditional | 1.38% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.