According to RemitRoutes data, sending GBP to South Africa (ZAR) currently costs as little as -0.51% via crypto/stablecoin rails versus 0.67% via the cheapest traditional provider — crypto saves 1.18 percentage points. 14 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno ZAR | Crypto | -0.51% |
| VALR | Crypto | 0.08% |
| Wise | Traditional | 0.67% |
| HSBC | Traditional | 0.70% |
| WorldRemit | Traditional | 0.96% |
| Remitly | Traditional | 0.97% |
| Western Union | Traditional | 1.37% |
| Monese | Traditional | 1.95% |
| NatWest | Traditional | 2.18% |
| RBS | Traditional | 2.18% |
| Barclays | Traditional | 2.54% |
| OFX | Traditional | 2.82% |
| Xoom | Traditional | 3.29% |
| Nationwide | Traditional | 3.69% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.