According to RemitRoutes data, sending GBP to Philippines (PHP) currently costs as little as 0.05% via crypto/stablecoin rails versus 0.20% via the cheapest traditional provider — crypto saves 0.15 percentage points. 16 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Binance P2P | Crypto | 0.05% |
| Wise | Traditional | 0.20% |
| WorldRemit | Traditional | 0.24% |
| Instarem | Traditional | 0.25% |
| Moneygram | Traditional | 0.68% |
| Remitly | Traditional | 0.68% |
| Western Union | Traditional | 0.72% |
| HSBC | Traditional | 1.67% |
| Monese | Traditional | 1.95% |
| Barclays | Traditional | 2.49% |
| Xoom | Traditional | 2.90% |
| OFX | Traditional | 4.16% |
| Nationwide | Traditional | 4.18% |
| Skrill | Traditional | 4.46% |
| PayPal | Traditional | 5.52% |
| Santander UK | Traditional | 5.88% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.