According to RemitRoutes data, sending GBP to Kenya (KES) currently costs as little as -3.72% via crypto/stablecoin rails versus 0.47% via the cheapest traditional provider — crypto saves 4.19 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -3.72% |
| Instarem | Traditional | 0.47% |
| Wise | Traditional | 0.98% |
| Remitly | Traditional | 1.82% |
| HSBC | Traditional | 1.91% |
| Western Union | Traditional | 2.46% |
| Barclays | Traditional | 2.50% |
| NatWest | Traditional | 2.53% |
| RBS | Traditional | 2.53% |
| Skrill | Traditional | 4.57% |
| Xoom | Traditional | 6.29% |
Updated October 15, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.