According to RemitRoutes data, sending EUR to Japan (JPY) currently costs as little as 0.28% via crypto/stablecoin rails versus 0.72% via the cheapest traditional provider — crypto saves 0.44 percentage points. 17 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.28% |
| Wise | Traditional | 0.72% |
| BNP Paribas | Traditional | 1.27% |
| Western Union | Traditional | 2.03% |
| Rabobank | Traditional | 2.34% |
| Commerzbank | Traditional | 2.52% |
| Remitly | Traditional | 3.22% |
| ABN AMRO Bank | Traditional | 3.32% |
| Xoom | Traditional | 3.36% |
| OFX | Traditional | 3.56% |
| Deutsche Bank | Traditional | 4.07% |
| ING Germany | Traditional | 4.09% |
| PayPal | Traditional | 4.83% |
| LaCaixa | Traditional | 4.94% |
| Sabadell | Traditional | 5.15% |
| Sparkasse | Traditional | 5.59% |
| La Banque Postale | Traditional | 13.32% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.