According to RemitRoutes data, sending EUR to Japan (JPY) currently costs as little as 0.33% via crypto/stablecoin rails versus 0.81% via the cheapest traditional provider — crypto saves 0.48 percentage points. 16 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.33% |
| Wise | Traditional | 0.81% |
| BNP Paribas | Traditional | 0.82% |
| Sparkasse | Traditional | 1.21% |
| Western Union | Traditional | 1.80% |
| Rabobank | Traditional | 2.45% |
| Commerzbank | Traditional | 2.55% |
| ABN AMRO Bank | Traditional | 3.08% |
| Remitly | Traditional | 3.17% |
| OFX | Traditional | 3.56% |
| Xoom | Traditional | 3.62% |
| Deutsche Bank | Traditional | 4.27% |
| PayPal | Traditional | 4.58% |
| LaCaixa | Traditional | 5.02% |
| Sabadell | Traditional | 5.23% |
| La Banque Postale | Traditional | 13.11% |
Updated July 11, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.