According to RemitRoutes data, sending EUR to Japan (JPY) currently costs as little as 0.57% via crypto/stablecoin rails versus 0.74% via the cheapest traditional provider — crypto saves 0.17 percentage points. 17 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.57% |
| Wise | Traditional | 0.74% |
| BNP Paribas | Traditional | 1.40% |
| Sparkasse | Traditional | 1.86% |
| Western Union | Traditional | 2.03% |
| Commerzbank | Traditional | 2.49% |
| Rabobank | Traditional | 2.68% |
| ABN AMRO Bank | Traditional | 3.33% |
| Xoom | Traditional | 3.52% |
| OFX | Traditional | 3.55% |
| Deutsche Bank | Traditional | 4.00% |
| ING Germany | Traditional | 4.19% |
| PayPal | Traditional | 4.52% |
| LaCaixa | Traditional | 4.93% |
| Sabadell | Traditional | 5.16% |
| Remitly | Traditional | 5.25% |
| La Banque Postale | Traditional | 13.66% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.