According to RemitRoutes data, sending CHF to South Africa (ZAR) currently costs as little as -0.48% via crypto/stablecoin rails versus 0.76% via the cheapest traditional provider — crypto saves 1.24 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno ZAR | Crypto | -0.48% |
| VALR | Crypto | 0.07% |
| Wise | Traditional | 0.76% |
| WorldRemit | Traditional | 1.26% |
| PostFinance | Traditional | 4.64% |
| Zürcher Kantonalbank | Traditional | 4.67% |
| Migros | Traditional | 5.34% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.