According to RemitRoutes data, sending CAD to South Africa (ZAR) currently costs as little as -0.47% via crypto/stablecoin rails versus 1.39% via the cheapest traditional provider — crypto saves 1.86 percentage points. 10 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno ZAR | Crypto | -0.47% |
| VALR | Crypto | 0.09% |
| Wise | Traditional | 1.39% |
| Remitly | Traditional | 2.28% |
| OFX | Traditional | 3.56% |
| BNC | Traditional | 3.82% |
| TD Bank | Traditional | 3.91% |
| Western Union | Traditional | 4.20% |
| Xoom | Traditional | 5.20% |
| BMO | Traditional | 7.34% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.