According to RemitRoutes data, sending CAD to Kenya (KES) currently costs as little as -3.72% via crypto/stablecoin rails versus 0.94% via the cheapest traditional provider — crypto saves 4.66 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -3.72% |
| Instarem | Traditional | 0.94% |
| Wise | Traditional | 1.39% |
| Remitly | Traditional | 1.44% |
| Western Union | Traditional | 1.89% |
| Royal Bank of Canada | Traditional | 3.10% |
| BMO | Traditional | 3.91% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.