According to RemitRoutes data, sending CAD to India (INR) currently costs as little as -2.34% via crypto/stablecoin rails versus 0.53% via the cheapest traditional provider — crypto saves 2.87 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.34% |
| Western Union | Traditional | 0.53% |
| Remitly | Traditional | 0.55% |
| Instarem | Traditional | 0.68% |
| Wise | Traditional | 0.85% |
| WorldRemit | Traditional | 0.98% |
| State Bank of India | Traditional | 1.20% |
| Xoom | Traditional | 1.32% |
| BMO | Traditional | 2.87% |
| HDFC Bank | Traditional | 3.02% |
| TD Bank | Traditional | 3.46% |
| OFX | Traditional | 4.54% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.