According to RemitRoutes data, sending CAD to India (INR) currently costs as little as -2.22% via crypto/stablecoin rails versus -0.91% via the cheapest traditional provider — crypto saves 1.31 percentage points. 13 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.22% |
| WorldRemit | Traditional | -0.91% |
| Remitly | Traditional | 0.59% |
| Western Union | Traditional | 0.68% |
| Instarem | Traditional | 0.73% |
| State Bank of India | Traditional | 1.09% |
| Wise | Traditional | 1.31% |
| Xoom | Traditional | 1.40% |
| HDFC Bank | Traditional | 2.86% |
| BMO | Traditional | 3.04% |
| Royal Bank of Canada | Traditional | 3.20% |
| TD Bank | Traditional | 3.49% |
| OFX | Traditional | 4.58% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.