According to RemitRoutes data, sending CAD to Hong Kong (HKD) currently costs as little as 0.40% via crypto/stablecoin rails versus 0.41% via the cheapest traditional provider — crypto saves 0.01 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.40% |
| Remitly | Traditional | 0.41% |
| Wise | Traditional | 0.66% |
| Instarem | Traditional | 0.82% |
| TD Bank | Traditional | 2.85% |
| BNC | Traditional | 3.00% |
| OFX | Traditional | 3.39% |
| BMO | Traditional | 3.90% |
| Western Union | Traditional | 4.04% |
| Xoom | Traditional | 4.40% |
| PayPal | Traditional | 4.59% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.