According to RemitRoutes data, sending CAD to Hong Kong (HKD) currently costs as little as 0.38% via crypto/stablecoin rails versus 0.49% via the cheapest traditional provider — crypto saves 0.11 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.38% |
| Remitly | Traditional | 0.49% |
| Wise | Traditional | 0.73% |
| Instarem | Traditional | 0.89% |
| Royal Bank of Canada | Traditional | 2.67% |
| OFX | Traditional | 2.94% |
| TD Bank | Traditional | 2.95% |
| BNC | Traditional | 3.00% |
| BMO | Traditional | 3.62% |
| Western Union | Traditional | 4.17% |
| Xoom | Traditional | 4.33% |
| PayPal | Traditional | 4.54% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.