According to RemitRoutes data, sending AUD to Kenya (KES) currently costs as little as -3.74% via crypto/stablecoin rails versus 0.81% via the cheapest traditional provider — crypto saves 4.55 percentage points. 7 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Luno | Crypto | -3.74% |
| Remitly | Traditional | 0.81% |
| Wise | Traditional | 1.07% |
| Instarem | Traditional | 1.81% |
| Western Union | Traditional | 2.56% |
| Xoom | Traditional | 2.76% |
| National Australia Bank | Traditional | 5.16% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.