According to RemitRoutes data, sending AUD to Japan (JPY) currently costs as little as 0.41% via crypto/stablecoin rails versus 0.62% via the cheapest traditional provider — crypto saves 0.21 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.41% |
| Wise | Traditional | 0.62% |
| Western Union | Traditional | 0.65% |
| Remitly | Traditional | 2.38% |
| National Australia Bank | Traditional | 3.12% |
| Xoom | Traditional | 3.18% |
| OFX | Traditional | 3.21% |
| ANZ | Traditional | 3.39% |
| HSBC Australia | Traditional | 3.96% |
| PayPal | Traditional | 4.95% |
| Commonwealth Bank of Australia | Traditional | 5.40% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.