According to RemitRoutes data, sending AUD to Japan (JPY) currently costs as little as 0.29% via crypto/stablecoin rails versus 0.42% via the cheapest traditional provider — crypto saves 0.13 percentage points. 12 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coincheck | Crypto | 0.29% |
| Wise | Traditional | 0.42% |
| Remitly | Traditional | 2.42% |
| Xoom | Traditional | 2.87% |
| Western Union | Traditional | 2.93% |
| National Australia Bank | Traditional | 3.05% |
| OFX | Traditional | 3.20% |
| ANZ | Traditional | 3.33% |
| Westpac | Traditional | 3.91% |
| HSBC Australia | Traditional | 4.29% |
| PayPal | Traditional | 5.20% |
| Commonwealth Bank of Australia | Traditional | 5.28% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.