According to RemitRoutes data, sending AUD to Japan (JPY) currently costs as little as 0.59% via crypto/stablecoin rails versus 0.42% via the cheapest traditional provider. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Wise | Traditional | 0.42% |
| Coincheck | Crypto | 0.59% |
| Remitly | Traditional | 2.22% |
| Western Union | Traditional | 2.84% |
| Xoom | Traditional | 3.04% |
| ANZ | Traditional | 3.12% |
| OFX | Traditional | 3.22% |
| HSBC Australia | Traditional | 3.75% |
| Westpac | Traditional | 3.86% |
| Commonwealth Bank of Australia | Traditional | 5.26% |
| PayPal | Traditional | 5.54% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.