According to RemitRoutes data, sending AUD to India (INR) currently costs as little as -2.34% via crypto/stablecoin rails versus -0.91% via the cheapest traditional provider — crypto saves 1.43 percentage points. 14 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.34% |
| Xoom | Traditional | -0.91% |
| WorldRemit | Traditional | -0.46% |
| Remitly | Traditional | -0.01% |
| Wise | Traditional | 0.48% |
| Instarem | Traditional | 0.58% |
| Western Union | Traditional | 0.71% |
| State Bank of India | Traditional | 2.04% |
| Commonwealth Bank of Australia | Traditional | 2.06% |
| HSBC Australia | Traditional | 2.51% |
| Westpac | Traditional | 3.80% |
| HDFC Bank | Traditional | 4.09% |
| OFX | Traditional | 4.25% |
| ANZ | Traditional | 4.56% |
Updated August 23, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.