According to RemitRoutes data, sending AUD to India (INR) currently costs as little as -2.22% via crypto/stablecoin rails versus -0.93% via the cheapest traditional provider — crypto saves 1.29 percentage points. 15 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -2.22% |
| WorldRemit | Traditional | -0.93% |
| Xoom | Traditional | -0.84% |
| Remitly | Traditional | 0.15% |
| Instarem | Traditional | 0.66% |
| Western Union | Traditional | 0.92% |
| Wise | Traditional | 0.99% |
| State Bank of India | Traditional | 1.92% |
| Commonwealth Bank of Australia | Traditional | 3.06% |
| National Australia Bank | Traditional | 3.45% |
| HSBC Australia | Traditional | 3.88% |
| HDFC Bank | Traditional | 3.96% |
| ANZ | Traditional | 4.22% |
| OFX | Traditional | 4.23% |
| Westpac | Traditional | 4.29% |
Updated October 10, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.