According to RemitRoutes data, sending AUD to India (INR) currently costs as little as -4.36% via crypto/stablecoin rails versus -1.30% via the cheapest traditional provider — crypto saves 3.06 percentage points. 14 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| Coinbase | Crypto | -4.36% |
| WorldRemit | Traditional | -1.30% |
| Xoom | Traditional | -0.13% |
| Remitly | Traditional | 0.41% |
| Wise | Traditional | 0.91% |
| Western Union | Traditional | 1.27% |
| Instarem | Traditional | 1.44% |
| State Bank of India | Traditional | 1.78% |
| HSBC Australia | Traditional | 2.69% |
| Commonwealth Bank of Australia | Traditional | 2.92% |
| National Australia Bank | Traditional | 3.08% |
| ANZ | Traditional | 3.76% |
| HDFC Bank | Traditional | 3.83% |
| OFX | Traditional | 4.64% |
Updated October 14, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.