According to RemitRoutes data, sending AUD to Hong Kong (HKD) currently costs as little as 0.40% via crypto/stablecoin rails versus 0.44% via the cheapest traditional provider — crypto saves 0.04 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.40% |
| Wise | Traditional | 0.44% |
| Instarem | Traditional | 0.96% |
| Western Union | Traditional | 1.35% |
| Remitly | Traditional | 1.70% |
| Xoom | Traditional | 2.39% |
| National Australia Bank | Traditional | 3.04% |
| OFX | Traditional | 3.08% |
| Commonwealth Bank of Australia | Traditional | 3.16% |
| ANZ | Traditional | 3.30% |
| PayPal | Traditional | 4.71% |
Updated July 12, 2026 · refreshed every 6 hours. All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live. All corridors · methodology.