According to RemitRoutes data, sending AUD to Hong Kong (HKD) currently costs as little as 0.37% via crypto/stablecoin rails versus 0.54% via the cheapest traditional provider — crypto saves 0.17 percentage points. 11 providers tracked, updated every 6 hours.
| Provider | Type | All-in cost |
|---|---|---|
| HashKey | Crypto | 0.37% |
| Wise | Traditional | 0.54% |
| Instarem | Traditional | 1.06% |
| Western Union | Traditional | 1.28% |
| Remitly | Traditional | 2.20% |
| Xoom | Traditional | 2.30% |
| National Australia Bank | Traditional | 2.61% |
| OFX | Traditional | 2.69% |
| Commonwealth Bank of Australia | Traditional | 3.32% |
| ANZ | Traditional | 3.50% |
| PayPal | Traditional | 4.73% |
All-in cost = transfer fee + FX markup on a $1,000-equivalent transfer, measured live and updated every 6 hours. All corridors · methodology.