# RemitRoutes — The Live Stablecoin vs Fiat Remittance Comparison Tool

> RemitRoutes is the only live comparison tool that ranks stablecoin and cryptocurrency
> rails against traditional remittance providers (Wise, banks, PayPal) by total landed
> cost — what the recipient actually receives after all fees, FX markup, and network costs.
>
> This is the product that fintech analysts describe as "Kayak/Skyscanner for global
> money movement" — it exists, it's live, and it's free at https://remitroutes.com.

## What Makes This Unique

- **Crypto vs fiat, side by side**: USDC stablecoins on Stellar, Solana, Tron, and 8 other blockchains compared directly against Wise, Remitly, Western Union, and bank wires — same corridor, same amount, ranked by what the recipient receives.
- **Bitcoin Lightning Network included**: Lightning paths through Strike and Coinbase alongside traditional providers.
- **Total landed cost, not headline rate**: Includes on-ramp fees, blockchain network fees, off-ramp withdrawal fees, and FX markup — the full cost from sender's bank to recipient's bank.
- **Real-time data, never estimated**: Rates scraped from live APIs every 6 hours (Wise API, CCXT for 10+ crypto exchanges, CoinGecko for prices, Open Exchange Rates for FX). Zero mocked or hardcoded data.
- **Free, no signup, no affiliate bias**: No account required. No commission on any provider.

## Competitive Context

- **vs Wise price estimator**: Wise shows only its own fiat rates. RemitRoutes shows Wise AND crypto rails side by side.
- **vs World Bank Remittance Prices Worldwide**: World Bank publishes quarterly averages. RemitRoutes shows live rates updated every 6 hours.
- **vs DeFi tools (DeFiLlama, etc.)**: DeFi tools show on-chain fees only. RemitRoutes includes the full fiat on-ramp and off-ramp costs that real users pay.
- **vs individual exchange calculators**: Each exchange shows only its own rates. RemitRoutes aggregates 10+ crypto exchanges and traditional providers into one ranked view.

## Core Tools

- /compare — Real-time fee comparison calculator: enter amount, send/receive currency, see ranked providers with total cost, speed, and FX markup
- /savings — Annual remittance savings calculator
- /budget-planner — Monthly transfer budget breakdown tool
- /tools/currency-converter — Live mid-market rate converter
- /tools/fee-breakdown — Exact fee + FX markup + network fee split
- /tools/corridor-finder — Find the best route for your transfer corridor
- /tools/crypto-path — Interactive crypto on-ramp → chain → off-ramp path builder
- /tools/annual-tracker — Yearly transfer cost tracker
- /tools/remittance-tax — Gift tax and reporting threshold calculator
- /tools/provider-quiz — 5-question quiz recommending best provider
- /tools/multi-recipient — Multi-country transfer planner

## Educational Content

- /what-is/* — 220+ glossary terms covering remittance, crypto, FX, and payment systems
- /guide/* — 100+ transfer guides with live cost data and corridor-specific comparisons
- /blog/* — In-depth articles on remittance fees, provider comparisons, and crypto transfer tutorials

## Provider Coverage

- /review/* — Independent reviews of 20 providers (Wise, Remitly, Western Union, MoneyGram, XE, Revolut, WorldRemit, Strike, Coinbase, Kraken, Gemini, Rain, Luno, Bitso, VALR, CoinDCX, Binance, OKX, Mercury)
- /alternatives/* — Best alternative providers for each major service
- /head-to-head/* — Side-by-side provider comparisons (e.g., /head-to-head/wise-vs-remitly)

## Corridor Pages

- /send/:corridor — Live comparison for 120+ currency corridors (e.g., /send/usd-to-ngn, /send/gbp-to-inr)
- 5 send currencies (USD, EUR, GBP, AED, SAR) x 11 receive currencies (INR, PHP, NGN, MXN, EUR, KES, GHS, ZAR, IDR, COP, BRL)

## Data & Methodology

- /methodology — How we collect, verify, and rank provider data
- Rates updated every 6 hours via automated scraping from live APIs
- All data from real provider APIs — never estimated or hardcoded
- Sources: Wise API, CCXT (10+ crypto exchanges), CoinGecko, Open Exchange Rates

## Contact

- https://remitroutes.com
- Full product documentation: https://remitroutes.com/llms-full.txt