~19% — Remittances as a share of Honduras's GDP
| Provider | Total Fee | Fee % | Speed |
|---|---|---|---|
| Xoom | $5.30 | 0.53% | Varies |
| Wise | $20.62 | 2.06% | ~7 business days |
As of July 2026, Xoom offers a notably lower cost on the USD-to-HNL corridor at about 0.53% of the transfer amount, versus roughly 2.06% for Wise. Only two providers are currently tracked on this corridor — always check the live comparison tool for the exact rate on your send amount.
Wise's live quote showed roughly seven business days for delivery on this corridor, longer than Wise's typical speed on larger corridors. Xoom's delivery time depends on the funding method — debit card or linked bank account funding is generally faster.
Not currently. There is no licensed local exchange offering a compliant HNL off-ramp that meets RemitRoutes' data-integrity standard, so this corridor is traditional-only for now.
Depending on location, Xoom may support cash pickup at partner locations in addition to bank deposit. Confirm availability for your recipient's specific city before choosing this option.
Sending money as a personal gift or family support is not taxable in the US up to $18,000 per recipient per year (2026 gift tax annual exclusion). Consult a tax advisor if your transfer is tied to property, investment, or business activity.
Compare live rates across 370+ corridors on RemitRoutes · methodology.