Top 10 — Bangladesh's global rank among remittance-receiving countries
| Provider | Total Fee | Fee % | Speed |
|---|---|---|---|
| Remitly | $4.09 | 0.41% | Varies |
| Instarem | $10.81 | 1.08% | Varies |
| Wise | $14.95 | 1.50% | ~2 business days |
| Xoom | $29.29 | 2.93% | Varies |
As of July 2026, Remitly offers the lowest all-in cost on the USD-to-BDT corridor at roughly 0.41% of the transfer amount — well below Instarem, Wise, and Xoom. Always check the live comparison tool since pricing changes and Remitly often runs first-transfer promotions.
Wise's live quote showed roughly two business days for bank delivery. Remitly, Instarem, and Xoom delivery times depend on the funding method — debit card funding is generally faster than bank transfer funding.
Some providers, including Remitly in many cases, support direct delivery to bKash mobile wallets in addition to bank accounts — useful for recipients without a traditional bank account. Confirm support for your recipient's specific wallet before sending.
Not currently. Bangladesh Bank maintains restrictive cryptocurrency rules, and there is no licensed local off-ramp exchange meeting RemitRoutes' data-integrity standard for the BDT corridor. All providers currently tracked are traditional bank/remittance-app routes.
Sending money as a personal gift or family support is not taxable in the US up to $18,000 per recipient per year (2026 gift tax annual exclusion). Consult a tax advisor if your transfer is tied to property, investment, or business activity.
Compare live rates across 370+ corridors on RemitRoutes · methodology.