According to RemitRoutes data, the cheapest way to cash out USDC to Brazil right now is to off-ramp through Mercado Bitcoin, which sells USDC for BRL at roughly a 0.02% spread. All-in — the USD on-ramp, the on-chain transfer, and the off-ramp spread — that works out to about -1.11% of the amount on a $1,000-equivalent transfer. That is about 1.42 percentage points cheaper than the best bank or fintech we track (Remitly at 0.31%).
| Step | Where | What happens |
|---|---|---|
| 1 | Coinbase | Buy USDC with USD |
| 2 | Stellar | Send USDC on-chain — settles in seconds, cents in network fees |
| 3 | Mercado Bitcoin | Sell USDC for BRL (~0.02% spread), withdraw to a local bank or wallet |
According to live RemitRoutes data, the cheapest USDC-to-BRL off-ramp is Mercado Bitcoin, charging roughly a 0.02% spread to convert USDC to BRL. Including the USD on-ramp, the on-chain network fee, and that off-ramp spread, the all-in cost is about -1.11% of the amount on a $1,000-equivalent transfer. We re-measure every 6 hours.
Mercado Bitcoin currently shows the lowest USDC-to-BRL spread in our data, settling over Stellar. Off-ramp rates move with local liquidity, so check the live numbers before you sell — the cheapest venue can change between our 6-hour refreshes.
Yes. At about -1.11% all-in, the USDC route beats the cheapest traditional provider we track (Remitly at 0.31%) by roughly 1.42 percentage points on this corridor.
Updated July 1, 2026 · refreshed every 6 hours. All-in cost = USD on-ramp + on-chain network fee + off-ramp spread on a $1,000-equivalent transfer, measured from live exchange data. Figures reflect the cheapest live dollar-stablecoin route; USDT and USDC off-ramp at near-identical rates on Mercado Bitcoin. Full USD→BRL cost data · methodology.